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In my experience with totalling cars (yes, I unfortunately have that experience), they'll go by NADA value and/or BB OR take the average of the asking price of same year/model at a DEALERship. This works to your advantage. Grab your local autotrader/autoshopper magazine, and get the names of dealerships, asking price, etc., etc. SS
____________________________________________________ 2-19... always remember 2-19... 
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